Most people know they should make a will. Far fewer have actually done it — surveys regularly find that a majority of Irish adults don't have one, often because the subject feels morbid, complicated, or like something for "later." Retirement is, in practice, exactly the right moment to sort it out, once and for all.
For most people, the State Pension is the foundation of retirement income in Ireland — but the rules around who qualifies, when you can claim, and how much you get can feel more complicated than they need to be, especially with changes to the calculation rules still bedding in. Here's a clear rundown of the
For Baby Boomers getting their first job in the 60s or 70s, the key piece of financial advice was "Get a job with a defined benefit pension and stick to it like chewing gum to a shoe" (substitute your own metaphor here). That was excellent advice, and for those that followed it (and who's pension
There are only four things you can do with money: earn it, save it, spend it and give it away. This Infostream aims to build a catalogue of articles on each of those areas, to help you decide how best to manage all of them. We are not investment advisors, and certainly wouldn't claim to
